ABOUT US


Honest Advice for Reducing Catastrophic Risk


Left Tail Risk Advisors helps individuals, families and business owners manage and reduce life’s most consequential financial risks.


Traditional financial planning often concentrates on averages, foreseeable outcomes and events that are most likely to occur. We focus elsewhere on "left tail" riskcatastrophic hazards that can permanently damage wealth, families or businesses. Our goal is to design and implement insurance-based solutions that help reduce the most devastating risks, strengthen long-term financial durability and facilitate smooth generational wealth transfer. 


LTRA is intentionally narrow. The advice we provide is specific, straightforward and tailored to each client's circumstances. Our offer is clarity, rigor and calm guidance so important financial decisions can be made with confidence and a thorough understanding.  We enable clients to make informed decisions.


We are an independent insurance advisory with a single focus: our client’s best interest.*  We do not answer to shareholders.  We are not beholden to any insurance company. 


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*  New York Department of Financial Services Regulation 187 (11 NYCRR 224) requires that the sale of insurance be conducted “in the best interest of the consumer.” Some brokers and agents hide from “Reg 187” or rail against it. We welcome it, are proud to call New York our home and believe our client’s “best interest” always comes first. For more information, click here.